宁波国际银行
BANK INTERNATIONAL NINGBO ( BIN )
A PREMIER CHINA-INCORPORATED FOREIGN BANK
There are about 200 foreign banks and financial institutions presently operating in China. BIN is a premier China-incorporated foreign bank with presence in cities of Ningbo and Shanghai. With our first establishment in 1993, BIN has served a wide range of domestic and international clients. We have the edge over branches of foreign banks operating here because we are China -incorporated; we understand the Chinese business environment as well as the operating standards of foreign investors.
BIN has proven track records in its financial performance. We have a diversified-mixed of quality assets which propelled our earnings to the top ten foreign banks. In 1998, BIN is ranked 8th in terms of profit amongst all foreign banks in China.
As a foreign bank, we follow the regulations from the Regulators Such as, China Banking Regulatory Committee (CBRC), States Administration of Foreign Exchange (SAFE) and the People's Bank of China (PBOC). BIN has passed the various audits and specific tests on internal control, risks management, assets management and liquidity management conducted by these regulatory authorities in the past six years. We are recognized to be fit and sound; to have met the stringent Regulators requirements and international banking standards.
Flexibility
Clients enjoy our flexibility in terms of the range of financial services and the ways that they are delivered. We believe in meeting all the expectations from our clients .In view of our unique size and structure, BIN has the capability to respond speedily to changes in the needs of our clients resulting in tailor-made financial packages for every new situation.
Floating Interest Rates
BIN would quote the best interest rates which are in line with the market and our own costs of fund. We are able to quote competitively as we have effective cost control programs. BIN would pass the ultimate reduced cost benefit to our clients.
On-line Banking
Both of our banking centers in Ningbo and Shanghai are connected on-line. A client could perform banking operations like cash deposits, cash withdrawals, remittances, letter of credit applications / payment and credit functions at the two centers. Our computer link is constructed with a view to perform on-line banking for our clients nationwide in the future.
Personalized Services
The unique structure enables BIN to provide personalized services to our clients. We do not merely sell our financial products and services; we share our experience and we make progress hand-in-hand with our clients towards growth and improvement in China. In terms of quality service, we are prepared to walk the extra miles.
Networking
BIN has developed a large correspondent banking network globally to enhance international trades. Presently we have correspondent banking relationship with 150 banks in 78 cities, 41 countries spread over the five continents.
BIN, a premier China-incorporated foreign bank, is on target to position ourselves in an increasing competitive environment. The direction forward is to make the best out of long established tradition and supplement this by new and foreign ideas.